Critical Illness Insurance

Critical Illness Insurance Plan Documents & Summaries

Voya Critical Illness Plan Overview

Voya Critical illness Plan Document

COVERED CRITICAL ILLNESSES

Covered Under Base Module
– Heart attack*
– Major organ transplant**
– Cancer
– Stroke
– Coronary artery bypass (25% of critical illness benefit amount)
– Carcinoma in situ (25% of critical illness benefit amount)

  * A sudden cardiac arrest is not in itself considered a heart attack.
** Major organ transplant means the irreversible failure of your heart, lung, pancreas, entire kidney or liver, or any combination thereof, determined by a physician specialized in care of the involved organ.

Covered Under Enhanced Cancer Module
– Benign brain tumor
– Skin cancer (10% of critical illness benefit)
– Bone marrow transplant (25% of critical illness benefit)
– Stem cell transplant (25% of critical illness benefit)

Covered Under Quality of Life Module
– Permanent paralysis
– Loss of sight, hearing or speech
– Coma
– Multiple sclerosis (25% of critical illness benefit)
– Amyotrophic lateral sclerosis (ALS) (25% of critical illness benefit)
– Parkinson’s disease (25% of critical illness benefit)
– Advanced dementia, including Alzheimer’s disease (25% of critical illness benefit)
– Huntington’s disease (25% of critical illness benefit)
– Muscular dystrophy (25% of critical illness benefit)
– Infectious disease (25% of critical illness benefit)

Review the linked Plan Documents & Summaries to learn more.