401(k) Retirement Accounts

About the Plans

Planning for your future is an important part of financial well-being. Odyssey offers employees a 401(k) plan through Fidelity Investments. The plan allows eligible employees (age 21 and over) to save for retirement by making contributions to your account via a Traditional 401(k) or Roth 401(k) or both. All contributions, employee deferrals and Odyssey match, are immediately vested.

Company Match

Odyssey currently matches 40% of your total contribution on up to 10% of eligible wages, calculated on a per pay period basis. All matching contributions are pre-tax, regardless of the contribution type (Traditional vs Roth).

Catch-Up Contributions

For employees over the age of 50 or turning 50 this calendar year, the IRS allows you to make catch-up contributions at higher contribution limits. For Example, the 2025 annual 401(k) contribution for those under 50 is $23,000, and $30,500 for those over 50. New for the 2025 year, employees who are between 60-63 years of age, can contribute an additional $11,250 for an annual total contribution of $34,250.

Review the linked Plan Documents & Summaries to learn more.