{"id":6311,"date":"2020-12-25T19:24:57","date_gmt":"2020-12-26T00:24:57","guid":{"rendered":"https:\/\/benefits.odysseyconsult.com\/?page_id=6311"},"modified":"2024-04-05T10:29:45","modified_gmt":"2024-04-05T15:29:45","slug":"flexible-spending-dependent-care-accounts","status":"publish","type":"page","link":"https:\/\/odysseyconsult.com\/benefits\/flexible-spending-dependent-care-accounts\/","title":{"rendered":"Flexible Spending \/ Dependent Care Accounts"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text]<\/p>\n<h1 class=\"mediaheader\">Flexible Spending Account (FSA), and<br \/>\nDependent Care Account (DCA)<\/h1>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;0px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text]<\/p>\n<h2><span style=\"color: #36353c; font-size: 30px;\">About the Plans<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]A Flexible Spending Account (FSA) is a special account to which you can deposit funds that are earmarked to pay for certain out-of-pocket healthcare costs. You do not pay taxes on money deposited to an FSA. An FSA account can be used to pay expenses such as:<\/p>\n<ul style=\"margin-bottom: 1em;\">\n<li>Prescription drug co-payments<\/li>\n<li>Non-covered dentist or other provider fees<\/li>\n<li>Health plan deductibles and coinsurance<\/li>\n<li>Doctor and emergency room co-payments<\/li>\n<li>Contact lenses, eyeglasses, and LASIK surgery<\/li>\n<li>Mail service and online prescription co-payments and deductibles<\/li>\n<li>Various over-the-counter items (per current regulations)<\/li>\n<li><a href=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/FSA-Eligible-Items-Sentinel-Benefits.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Click to view a more comprehensive list of eligible expenses<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text]A Dependent Spending Account (DSA) is an account to which you can deposit funds that are earmarked to pay for dependent care costs. You do not pay taxes on money deposited to a DSA.<\/p>\n<p><strong>The difference between a Medical FSA and Dependent Care FSA:<\/strong>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1609803267139{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-left-color: #dddddd !important;border-left-style: solid !important;border-right-color: #dddddd !important;border-right-style: solid !important;border-top-color: #dddddd !important;border-top-style: solid !important;border-bottom-color: #dddddd !important;border-bottom-style: solid !important;border-radius: 3px !important;}&#8221;]<strong style=\"color: #ed6600;\">A Flexible Savings Account (FSA)<\/strong><br \/>\nSaves you taxes on money contributed which you can then use to pay for eligible health care expenses (medical, dental, and vision) not covered or only partially covered by our plans.[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;][vc_column_text css=&#8221;.vc_custom_1608942656374{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-left-color: #dddddd !important;border-left-style: solid !important;border-right-color: #dddddd !important;border-right-style: solid !important;border-top-color: #dddddd !important;border-top-style: solid !important;border-bottom-color: #dddddd !important;border-bottom-style: solid !important;border-radius: 3px !important;}&#8221;]<strong style=\"color: #ed6600;\">A Dependent Care Account (DCA)<br \/>\n<\/strong>Is an account that you fund to pay for childcare expense (such as a daycare provider, nanny, preschool, after school program, etc.) up to age 13 and for dependent adults.[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]For more information, Contact Sentinel Benefits Client Service Center at 888.762.6088.[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<em>Review the linked Plan Documents &amp; Summaries to learn more.<\/em>[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;][vc_btn title=&#8221;VISIT SENTINEL BENEFITS FOR MORE INFO&#8221; style=&#8221;flat&#8221; size=&#8221;sm&#8221; align=&#8221;left&#8221; css_animation=&#8221;fadeInUp&#8221; link=&#8221;url:https%3A%2F%2Fwww.sentinelgroup.com%2F|target:_blank|rel:nofollow&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1608930503790{padding-top: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1712330972233{padding-top: 0px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 0px !important;border-radius: 3px !important;}&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6316 size-medium\" src=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/sentinel-benefits_logo-300x59.png\" alt=\"Sentinel Benefits Logo\" width=\"300\" height=\"59\" srcset=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/sentinel-benefits_logo-300x59.png 300w, https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/sentinel-benefits_logo.png 406w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1608339959332{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Eligibility<\/h3>\n<p class=\"sidebar-sm-text\">All employees who work 30 or more hours per week.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1610074593246{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Enrollment<\/h3>\n<p class=\"sidebar-sm-text\">You are eligible to enroll as a new hire, subsequently during the annual open enrollment period, or if you have a life event.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1609199717541{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Plan Documents &amp; Summaries<\/h3>\n<p class=\"sidebar-sm-text\"><a href=\"#modal-docs_fsa\" target=\"_blank\" rel=\"noopener noreferrer\">Click to View \/ Download<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;20px&#8221; bottom=&#8221;3px&#8221;][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_tooltip placement=&#8221;top&#8221; title=&#8221;BENEFITS CONTACT INFO&#8221; popover_content=&#8221;Email: benefits@odysseyconsult.com&#8221;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6166\" src=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o-300x154.png\" alt=\"Ask HR Icon\" width=\"175\" height=\"90\" srcset=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o-300x154.png 300w, https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o.png 390w\" sizes=\"auto, (max-width: 175px) 100vw, 175px\" \/>[\/vc_column_text][\/vc_tooltip][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row top=&#8221;10px&#8221; bottom=&#8221;10px&#8221; bg_color=&#8221;#f4f4f4&#8243;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_modal id=&#8221;docs_fsa&#8221;][vc_column_text]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px; margin-bottom: 1em;\">FSA Plan Documents &amp; Summaries<\/h3>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/FlexChoice-Employee-Brochure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">FlexChoice FSA Overview<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/Odyssey-Plan-Summary.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Odyssey FSA Plan Summary<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2021\/02\/Odyssey-FSA-Amendment-Changes.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Odyssey FSA Amendment<\/a><\/p>\n<p>[\/vc_column_text][\/vc_modal][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Flexible Spending Account (FSA), and Dependent Care Account (DCA) [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;0px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plans [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]A Flexible Spending Account (FSA) is a special account to which you can deposit funds that are earmarked to pay for certain out-of-pocket healthcare costs. You do not pay taxes on money deposited to an&#8230;  <\/p>\n<div class=\"read-more\"><a class=\"excerpt-read-more\" href=\"https:\/\/odysseyconsult.com\/benefits\/flexible-spending-dependent-care-accounts\/\" title=\"Continue reading Flexible Spending \/ Dependent Care Accounts\">Read more<i class=\"fa fa-angle-right\"><\/i><\/a><\/div>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-6311","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Flexible Spending \/ Dependent Care Accounts - Odyssey Employee Benefits<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Flexible Spending \/ Dependent Care Accounts - Odyssey Employee Benefits\" \/>\n<meta property=\"og:description\" content=\"[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Flexible Spending Account (FSA), and Dependent Care Account (DCA) [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;0px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plans [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]A Flexible Spending Account (FSA) is a special account to which you can deposit funds that are earmarked to pay for certain out-of-pocket healthcare costs. You do not pay taxes on money deposited to an... 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