{"id":5771,"date":"2020-11-10T13:30:45","date_gmt":"2020-11-10T18:30:45","guid":{"rendered":"https:\/\/benefits.odysseyconsult.com\/?page_id=5771"},"modified":"2026-01-28T16:56:54","modified_gmt":"2026-01-28T21:56:54","slug":"401k-retirement-accounts","status":"publish","type":"page","link":"https:\/\/odysseyconsult.com\/benefits\/401k-retirement-accounts\/","title":{"rendered":"Retirement 401k"},"content":{"rendered":"

[vc_row top=”120px” content_fadeout=”content-fadeout” font_weight=”normal” textalign=”left” bg_type=”image” bg_cover=”cover” bg_repeat=”no-repeat” bg_position=”Center top” slope_bottom=”slope-bottom” slope_bottom_height=”60px” slope_height_mobile=”30px” row_seperator=”no-seperator” font_color=”#ffffff” bg_color=”#1f5e4f” slope_bottom_color=”#ffffff” bg_image=”6358″][vc_column][vc_column_text]<\/p>\n

401(k) Retirement Accounts<\/h1>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”40px” bottom=”0px” row_seperator=”no-seperator” font_color=”#696969″][vc_column width=”2\/3″ css=”.vc_custom_1607398623487{padding-right: 40px !important;}”][vc_column_text]<\/p>\n

About the Plans<\/span><\/h2>\n

[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Planning for your future is an important part of financial well-being. Odyssey offers employees a 401(k) plan through Fidelity Investments. The plan allows eligible employees (age 21 and over) to save for retirement by making contributions to your account via a Traditional 401(k)<\/strong> or Roth 401(k)<\/strong> or both. All contributions, employee deferrals and Odyssey match, are immediately vested.<\/p>\n

Company Match<\/strong><\/p>\n

Odyssey currently matches 40% of your total contribution on up to 10% of eligible wages, calculated on a per pay period basis. All matching contributions are pre-tax, regardless of the contribution type (Traditional vs Roth).<\/p>\n

Catch-Up Contributions<\/strong><\/p>\n

For employees over the age of 50 or turning 50 this calendar year, the IRS allows you to make catch-up contributions at higher contribution limits. For Example, the 2026 annual 401(k) contribution for those under 50 is $24,500, and $32,500 for those over 50. Employees who are between 60-63 years of age, can contribute an additional “Super Catch-up” $11,250 for an annual total contribution of $35,750.<\/strong>[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Review the linked Plan Documents & Summaries to learn more.<\/em>[\/vc_column_text][vc_empty_space height=”25px”][vc_btn title=”VISIT FIDELITY FOR MORE INFO” style=”flat” size=”sm” align=”left” css_animation=”fadeInUp” link=”url:https%3A%2F%2Fnb.fidelity.com%2Fpublic%2Fnb%2Fdefault%2Fhome|target:_blank|rel:nofollow”][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1610758361176{margin-top: -5px !important;}”][vc_column_text css=”.vc_custom_1706742653433{padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-radius: 3px !important;}”]\"Fidelity[\/vc_column_text][vc_column_text css=”.vc_custom_1608340250535{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f6f6f6 !important;border-radius: 3px !important;}”]<\/p>\n

Eligibility<\/h3>\n

All employees (effective the first of the month following enrollment).<\/p>\n

[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text css=”.vc_custom_1611203419816{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f6f6f6 !important;border-radius: 3px !important;}”]<\/p>\n

Enrollment<\/h3>\n

Click here<\/a> for directions, or visit Fidelity’s NetBenefits site<\/a>\u00a0for more information.<\/p>\n

[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text css=”.vc_custom_1610753971287{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f6f6f6 !important;border-radius: 3px !important;}”]<\/p>\n

Plan Documents & Summaries<\/h3>\n

Click to View \/ Download<\/a><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”20px” bottom=”3px”][vc_column width=”1\/3″][\/vc_column][vc_column width=”1\/3″][vc_tooltip placement=”top” title=”BENEFITS CONTACT INFO” popover_content=”Email: benefits@odysseyconsult.com”][vc_column_text]\"Ask[\/vc_column_text][\/vc_tooltip][\/vc_column][vc_column width=”1\/3″][\/vc_column][\/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#f4f4f4″][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_modal id=”docs_401k”][vc_column_text]<\/p>\n

401(k) Retirement Plan Documents & Summaries<\/h3>\n

Fidelity 401(k) Your Plan Features Guide<\/a><\/p>\n

[\/vc_column_text][\/vc_modal][\/vc_column][\/vc_row][vc_row][vc_column][vc_modal id=”enroll_401k”][vc_column_text]<\/p>\n

How to Sign Up for Your Fidelity 401(k)<\/h3>\n

Signing up for your 401(k) account is simple, just follow these steps:<\/p>\n

    \n
  1. Go to Fidelity\u2019s NetBenefits portal<\/a> at www.netbenefits.com and click Register Now<\/strong> when logging in for the first time.<\/li>\n
  2. Provide the required information. You will need to provide the last four digits of your SSN, your first and last name, and your date of birth.<\/li>\n
  3. Create your login information.<\/li>\n
  4. Make and manage your preferences.<\/li>\n<\/ol>\n

    Once your account is established, you can access it at any time using the Fidelity NetBenefits portal. It is easy to change your contribution amount, download transactions, and look at your portfolio.[\/vc_column_text][\/vc_modal][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"

    [vc_row top=”120px” content_fadeout=”content-fadeout” font_weight=”normal” textalign=”left” bg_type=”image” bg_cover=”cover” bg_repeat=”no-repeat” bg_position=”Center top” slope_bottom=”slope-bottom” slope_bottom_height=”60px” slope_height_mobile=”30px” row_seperator=”no-seperator” font_color=”#ffffff” bg_color=”#1f5e4f” slope_bottom_color=”#ffffff” bg_image=”6358″][vc_column][vc_column_text] 401(k) Retirement Accounts [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”40px” bottom=”0px” row_seperator=”no-seperator” font_color=”#696969″][vc_column width=”2\/3″ css=”.vc_custom_1607398623487{padding-right: 40px !important;}”][vc_column_text] About the Plans [\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Planning for your future is an important part of financial well-being. Odyssey offers employees a 401(k) plan through Fidelity Investments. The plan allows eligible employees (age 21 and over) to save for retirement by making contributions to your account via a… <\/p>\n

    Read more<\/i><\/a><\/div>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5771","page","type-page","status-publish","hentry"],"yoast_head":"\nRetirement 401k - Odyssey Employee Benefits<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Retirement 401k - Odyssey Employee Benefits\" \/>\n<meta property=\"og:description\" content=\"[vc_row top=”120px” content_fadeout=”content-fadeout” font_weight=”normal” textalign=”left” bg_type=”image” bg_cover=”cover” bg_repeat=”no-repeat” bg_position=”Center top” slope_bottom=”slope-bottom” slope_bottom_height=”60px” slope_height_mobile=”30px” row_seperator=”no-seperator” font_color=”#ffffff” bg_color=”#1f5e4f” slope_bottom_color=”#ffffff” bg_image=”6358″][vc_column][vc_column_text] 401(k) Retirement Accounts [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”40px” bottom=”0px” row_seperator=”no-seperator” font_color=”#696969″][vc_column width=”2\/3″ css=”.vc_custom_1607398623487{padding-right: 40px !important;}”][vc_column_text] About the Plans [\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Planning for your future is an important part of financial well-being. Odyssey offers employees a 401(k) plan through Fidelity Investments. The plan allows eligible employees (age 21 and over) to save for retirement by making contributions to your account via a... 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