{"id":5733,"date":"2020-11-10T12:13:51","date_gmt":"2020-11-10T17:13:51","guid":{"rendered":"https:\/\/benefits.odysseyconsult.com\/?page_id=5733"},"modified":"2025-07-24T17:25:51","modified_gmt":"2025-07-24T22:25:51","slug":"critical-illness","status":"publish","type":"page","link":"https:\/\/odysseyconsult.com\/benefits\/critical-illness\/","title":{"rendered":"Critical Illness Insurance"},"content":{"rendered":"

[vc_row top=”120px” content_fadeout=”content-fadeout” font_weight=”normal” textalign=”left” bg_type=”image” bg_cover=”cover” bg_repeat=”no-repeat” bg_position=”Center top” slope_bottom=”slope-bottom” slope_bottom_height=”60px” slope_height_mobile=”30px” row_seperator=”no-seperator” font_color=”#ffffff” bg_color=”#234466″ slope_bottom_color=”#ffffff” bg_image=”6358″][vc_column][vc_column_text]<\/p>\n

Critical Illness Insurance<\/h1>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”40px” bottom=”0px” row_seperator=”no-seperator” font_color=”#696969″][vc_column width=”2\/3″ css=”.vc_custom_1607398623487{padding-right: 40px !important;}”][vc_column_text]<\/p>\n

About the Plan<\/span><\/h2>\n

[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Critical illness insurance pays a lump sum cash benefit to employees upon diagnosis of a covered illness, including a heart attack, stroke, or cancer. This insurance can pay for costs not covered by traditional insurance. The money can also be used for non-medical costs related to the illness, including transportation, childcare, etc.<\/p>\n

Click for a List of Covered Illnesses<\/a><\/strong>[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Review the linked Plan Documents & Summaries to learn more.<\/em>[\/vc_column_text][vc_empty_space height=”25px”][vc_btn title=”VISIT VOYA FINANCIAL FOR MORE INFO” style=”flat” size=”sm” align=”left” css_animation=”fadeInUp” link=”url:https%3A%2F%2Fwww.voya.com%2F|target:_blank|rel:nofollow”][\/vc_column][vc_column width=”1\/3″ css=”.vc_custom_1608930503790{padding-top: 0px !important;}”][vc_column_text css=”.vc_custom_1609198462209{padding-top: 0px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-radius: 3px !important;}”]\"Voya[\/vc_column_text][vc_column_text css=”.vc_custom_1608339959332{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}”]<\/p>\n

Eligibility<\/h3>\n

All employees who work 30 or more hours per week.<\/p>\n

[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text css=”.vc_custom_1610075294855{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}”]<\/p>\n

Enrollment<\/h3>\n

You are eligible to enroll as a new hire, subsequently during the annual open enrollment period, or if you have a life event.<\/p>\n

[\/vc_column_text][vc_empty_space height=”20px”][vc_column_text css=”.vc_custom_1753392950459{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}”]<\/p>\n

Plan Documents & Summaries<\/h3>\n

Click to View \/ Download<\/a>
\nHow to File a Claim<\/a><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”20px” bottom=”3px”][vc_column width=”1\/3″][\/vc_column][vc_column width=”1\/3″][vc_tooltip placement=”top” title=”BENEFITS CONTACT INFO” popover_content=”Email: benefits@odysseyconsult.com”][vc_column_text]\"Ask[\/vc_column_text][\/vc_tooltip][\/vc_column][vc_column width=”1\/3″][\/vc_column][\/vc_row][vc_row top=”10px” bottom=”10px” bg_color=”#f4f4f4″][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_modal id=”docs_criticalillness”][vc_wp_text]<\/p>\n

Critical Illness Insurance Plan Documents & Summaries<\/h3>\n

Voya Critical Illness Plan Overview<\/a><\/p>\n

Voya Critical illness Plan Document<\/a><\/p>\n

How to File a Claim<\/a><\/p>\n

[\/vc_wp_text][\/vc_modal][vc_modal id=”list_ccis”][vc_wp_text]<\/p>\n

COVERED CRITICAL ILLNESSES<\/h3>\n

Covered Under Base Module<\/strong>
\n– Heart attack*
\n– Major organ transplant**
\n– Cancer
\n– Stroke
\n– Coronary artery bypass (25% of critical illness benefit amount)
\n– Carcinoma in situ (25% of critical illness benefit amount)<\/p>\n

\u00a0 * A sudden cardiac arrest is not in itself considered a heart attack.
\n** Major organ transplant means the irreversible failure of your heart, lung, pancreas, entire kidney or liver, or any combination thereof, determined by a physician specialized in care of the involved organ.<\/p>\n

Covered Under Enhanced Cancer Module<\/strong>
\n– Benign brain tumor
\n– Skin cancer (10% of critical illness benefit)
\n– Bone marrow transplant (25% of critical illness benefit)
\n– Stem cell transplant (25% of critical illness benefit)<\/p>\n

Covered Under Quality of Life Module<\/strong>
\n– Permanent paralysis
\n– Loss of sight, hearing or speech
\n– Coma
\n– Multiple sclerosis (25% of critical illness benefit)
\n– Amyotrophic lateral sclerosis (ALS) (25% of critical illness benefit)
\n– Parkinson\u2019s disease (25% of critical illness benefit)
\n– Advanced dementia, including Alzheimer\u2019s disease (25% of critical illness benefit)
\n– Huntington\u2019s disease (25% of critical illness benefit)
\n– Muscular dystrophy (25% of critical illness benefit)
\n– Infectious disease (25% of critical illness benefit)<\/p>\n

Review the linked Plan Documents & Summaries to learn more.<\/em>[\/vc_wp_text][\/vc_modal][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"

[vc_row top=”120px” content_fadeout=”content-fadeout” font_weight=”normal” textalign=”left” bg_type=”image” bg_cover=”cover” bg_repeat=”no-repeat” bg_position=”Center top” slope_bottom=”slope-bottom” slope_bottom_height=”60px” slope_height_mobile=”30px” row_seperator=”no-seperator” font_color=”#ffffff” bg_color=”#234466″ slope_bottom_color=”#ffffff” bg_image=”6358″][vc_column][vc_column_text] Critical Illness Insurance [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”40px” bottom=”0px” row_seperator=”no-seperator” font_color=”#696969″][vc_column width=”2\/3″ css=”.vc_custom_1607398623487{padding-right: 40px !important;}”][vc_column_text] About the Plan [\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Critical illness insurance pays a lump sum cash benefit to employees upon diagnosis of a covered illness, including a heart attack, stroke, or cancer. This insurance can pay for costs not covered by traditional insurance. The money can also be used… <\/p>\n

Read more<\/i><\/a><\/div>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5733","page","type-page","status-publish","hentry"],"yoast_head":"\nCritical Illness Insurance - Odyssey Employee Benefits<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Critical Illness Insurance - Odyssey Employee Benefits\" \/>\n<meta property=\"og:description\" content=\"[vc_row top=”120px” content_fadeout=”content-fadeout” font_weight=”normal” textalign=”left” bg_type=”image” bg_cover=”cover” bg_repeat=”no-repeat” bg_position=”Center top” slope_bottom=”slope-bottom” slope_bottom_height=”60px” slope_height_mobile=”30px” row_seperator=”no-seperator” font_color=”#ffffff” bg_color=”#234466″ slope_bottom_color=”#ffffff” bg_image=”6358″][vc_column][vc_column_text] Critical Illness Insurance [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=”40px” bottom=”0px” row_seperator=”no-seperator” font_color=”#696969″][vc_column width=”2\/3″ css=”.vc_custom_1607398623487{padding-right: 40px !important;}”][vc_column_text] About the Plan [\/vc_column_text][vc_empty_space height=”20px”][vc_column_text]Critical illness insurance pays a lump sum cash benefit to employees upon diagnosis of a covered illness, including a heart attack, stroke, or cancer. This insurance can pay for costs not covered by traditional insurance. The money can also be used... 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This insurance can pay for costs not covered by traditional insurance. The money can also be used... Read more","og_url":"https:\/\/odysseyconsult.com\/benefits\/critical-illness\/","og_site_name":"Odyssey Employee Benefits","article_modified_time":"2025-07-24T22:25:51+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/odysseyconsult.com\/benefits\/critical-illness\/","url":"https:\/\/odysseyconsult.com\/benefits\/critical-illness\/","name":"Critical Illness Insurance - Odyssey Employee Benefits","isPartOf":{"@id":"https:\/\/odysseyconsult.com\/benefits\/#website"},"datePublished":"2020-11-10T17:13:51+00:00","dateModified":"2025-07-24T22:25:51+00:00","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/odysseyconsult.com\/benefits\/critical-illness\/"]}]},{"@type":"WebSite","@id":"https:\/\/odysseyconsult.com\/benefits\/#website","url":"https:\/\/odysseyconsult.com\/benefits\/","name":"Odyssey Employee Benefits","description":"Benefits","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/odysseyconsult.com\/benefits\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages\/5733","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/comments?post=5733"}],"version-history":[{"count":52,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages\/5733\/revisions"}],"predecessor-version":[{"id":8598,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages\/5733\/revisions\/8598"}],"wp:attachment":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/media?parent=5733"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}