{"id":5730,"date":"2020-11-10T12:12:25","date_gmt":"2020-11-10T17:12:25","guid":{"rendered":"https:\/\/benefits.odysseyconsult.com\/?page_id=5730"},"modified":"2024-04-05T10:30:23","modified_gmt":"2024-04-05T15:30:23","slug":"health-savings-account","status":"publish","type":"page","link":"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/","title":{"rendered":"Health Savings Account (HSA)"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text]<\/p>\n<h1 class=\"mediaheader\">Health Savings Account (HSA)<\/h1>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;40px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text]<\/p>\n<h2><span style=\"color: #36353c; font-size: 30px;\">About the Plan<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical coverage can come with costly expenses for employees who utilize their plan often. A Health Savings Account (HSA) is type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.<\/p>\n<p>You may be able to lower your overall healthcare costs by using untaxed dollars in an HSA to pay for healthcare-related items such as:<\/p>\n<ul>\n<li>Deductibles<\/li>\n<li>Copayments<\/li>\n<li>Coinsurance<\/li>\n<li>And other expenses<\/li>\n<\/ul>\n<p>Unlike an <a href=\"https:\/\/benefits.odysseyconsult.com\/flexible-spending-dependent-care-accounts\/\">FSA or DCA<\/a>, this money is yours and can follow you into retirement.[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<em>Review the linked Plan Documents &amp; Summaries to learn more.<\/em>[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;][vc_btn title=&#8221;VISIT FIDELITY FOR MORE INFO&#8221; style=&#8221;flat&#8221; size=&#8221;sm&#8221; align=&#8221;left&#8221; css_animation=&#8221;fadeInUp&#8221; link=&#8221;url:https%3A%2F%2Fnb.fidelity.com%2Fpublic%2Fnb%2Fdefault%2Fhome|target:_blank|rel:nofollow&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1610758423208{margin-top: -5px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1610758414943{padding-top: 0px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-radius: 3px !important;}&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6242\" src=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/fidelity_logo2-300x71.png\" alt=\"Fidelity Logo\" width=\"169\" height=\"40\" srcset=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/fidelity_logo2-300x71.png 300w, https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/fidelity_logo2.png 500w\" sizes=\"auto, (max-width: 169px) 100vw, 169px\" \/>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1608933131022{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Eligibility<\/h3>\n<p class=\"sidebar-sm-text\">All employees who work 30 or more hours per week that are enrolled in the <strong>BCBS Saver Plan<\/strong> <em>(you must be enrolled in the BCBS Saver Plan to enroll in the Health Savings Account).<\/em><\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1610074374783{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Enrollment<\/h3>\n<p class=\"sidebar-sm-text\">Once you elect the <strong>BCBS Saver Plan<\/strong>, register your Fidelity HSA Account by going directly to <a href=\"https:\/\/nb.fidelity.com\/public\/nb\/default\/home\" target=\"_blank\" rel=\"noopener noreferrer\">netbenefits.com<\/a>.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1609802573794{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Plan Documents &amp; Summaries<\/h3>\n<p class=\"sidebar-sm-text\"><a href=\"#modal-docs_hsa\" target=\"_blank\" rel=\"noopener noreferrer\">Click to View \/ Download<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;20px&#8221; bottom=&#8221;3px&#8221;][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_tooltip placement=&#8221;top&#8221; title=&#8221;BENEFITS CONTACT INFO&#8221; popover_content=&#8221;Email: benefits@odysseyconsult.com&#8221;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6166\" src=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o-300x154.png\" alt=\"Ask HR Icon\" width=\"175\" height=\"90\" srcset=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o-300x154.png 300w, https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o.png 390w\" sizes=\"auto, (max-width: 175px) 100vw, 175px\" \/>[\/vc_column_text][\/vc_tooltip][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row top=&#8221;10px&#8221; bottom=&#8221;10px&#8221; bg_color=&#8221;#f4f4f4&#8243;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_modal id=&#8221;docs_hsa&#8221;][vc_column_text]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px; margin-bottom: 1em;\">Health Savings Account (HSA) Plan Documents &amp; Summaries<\/h3>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2021\/01\/Fidelity-HSA-Brochure.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Fidelity Health Savings Account (HSA) Brochure<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2021\/01\/Fidelity-HSA-Reference-Guide2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Fidelity Health Savings Account (HSA) Reference Guide<\/a><\/p>\n<p>[\/vc_column_text][\/vc_modal][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Health Savings Account (HSA) [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;40px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plan [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical coverage can come with costly expenses for employees who utilize their plan often. A Health Savings Account (HSA) is type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses&#8230;.  <\/p>\n<div class=\"read-more\"><a class=\"excerpt-read-more\" href=\"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/\" title=\"Continue reading Health Savings Account (HSA)\">Read more<i class=\"fa fa-angle-right\"><\/i><\/a><\/div>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5730","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Health Savings Account (HSA) - Odyssey Employee Benefits<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Health Savings Account (HSA) - Odyssey Employee Benefits\" \/>\n<meta property=\"og:description\" content=\"[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Health Savings Account (HSA) [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;40px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plan [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical coverage can come with costly expenses for employees who utilize their plan often. A Health Savings Account (HSA) is type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/\" \/>\n<meta property=\"og:site_name\" content=\"Odyssey Employee Benefits\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-05T15:30:23+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/\",\"url\":\"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/\",\"name\":\"Health Savings Account (HSA) - Odyssey Employee Benefits\",\"isPartOf\":{\"@id\":\"https:\/\/odysseyconsult.com\/benefits\/#website\"},\"datePublished\":\"2020-11-10T17:12:25+00:00\",\"dateModified\":\"2024-04-05T15:30:23+00:00\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/odysseyconsult.com\/benefits\/#website\",\"url\":\"https:\/\/odysseyconsult.com\/benefits\/\",\"name\":\"Odyssey Employee Benefits\",\"description\":\"Benefits\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/odysseyconsult.com\/benefits\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Health Savings Account (HSA) - Odyssey Employee Benefits","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Health Savings Account (HSA) - Odyssey Employee Benefits","og_description":"[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Health Savings Account (HSA) [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;40px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plan [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical coverage can come with costly expenses for employees who utilize their plan often. A Health Savings Account (HSA) is type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses.... Read more","og_url":"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/","og_site_name":"Odyssey Employee Benefits","article_modified_time":"2024-04-05T15:30:23+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/","url":"https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/","name":"Health Savings Account (HSA) - Odyssey Employee Benefits","isPartOf":{"@id":"https:\/\/odysseyconsult.com\/benefits\/#website"},"datePublished":"2020-11-10T17:12:25+00:00","dateModified":"2024-04-05T15:30:23+00:00","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/odysseyconsult.com\/benefits\/health-savings-account\/"]}]},{"@type":"WebSite","@id":"https:\/\/odysseyconsult.com\/benefits\/#website","url":"https:\/\/odysseyconsult.com\/benefits\/","name":"Odyssey Employee Benefits","description":"Benefits","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/odysseyconsult.com\/benefits\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages\/5730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/comments?post=5730"}],"version-history":[{"count":56,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages\/5730\/revisions"}],"predecessor-version":[{"id":8334,"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/pages\/5730\/revisions\/8334"}],"wp:attachment":[{"href":"https:\/\/odysseyconsult.com\/benefits\/wp-json\/wp\/v2\/media?parent=5730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}