{"id":5726,"date":"2020-11-10T12:11:18","date_gmt":"2020-11-10T17:11:18","guid":{"rendered":"https:\/\/benefits.odysseyconsult.com\/?page_id=5726"},"modified":"2026-03-06T11:07:31","modified_gmt":"2026-03-06T16:07:31","slug":"medical-insurance","status":"publish","type":"page","link":"https:\/\/odysseyconsult.com\/benefits\/medical-insurance\/","title":{"rendered":"Medical Insurance"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text]<\/p>\n<h1 class=\"mediaheader\">Medical Insurance<\/h1>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;0px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text]<\/p>\n<h2><span style=\"color: #36353c; font-size: 30px;\">About the Plans<\/span><\/h2>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical insurance covers you when and if you and \/ or a covered member of your family is sick or injured. To help you stay healthy, medical insurance also covers:[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_row_inner top=&#8221;0px&#8221; bottom=&#8221;0px&#8221; el_class=&#8221;fifteen-fix&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Preventative care<\/li>\n<li>Doctors\u2019 visits<\/li>\n<li>Prescription medications<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]<\/p>\n<ul>\n<li>Emergency room visits<\/li>\n<li>Imaging and screenings<\/li>\n<li>And much more<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<strong>You have a choice between two medical plans from Blue Cross Blue Shield:<\/strong>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1711468607292{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-left-color: #dddddd !important;border-left-style: solid !important;border-right-color: #dddddd !important;border-right-style: solid !important;border-top-color: #dddddd !important;border-top-style: solid !important;border-bottom-color: #dddddd !important;border-bottom-style: solid !important;border-radius: 3px !important;}&#8221;]<strong style=\"color: #ed6600;\">BCBS High Deductible Health Plan (HDHP)<br \/>\n<\/strong>The HDHP is called the <strong>BCBS Saver Plan<\/strong> and if enrolled, you are eligible to enroll in a <a href=\"\/benefits\/health-savings-account\/\">Health Savings Account (HSA)<\/a>. On this plan, all services are subject to the deductible, including prescription drugs.[\/vc_column_text][vc_empty_space height=&#8221;10px&#8221;][vc_column_text css=&#8221;.vc_custom_1739207673942{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-left-color: #dddddd !important;border-left-style: solid !important;border-right-color: #dddddd !important;border-right-style: solid !important;border-top-color: #dddddd !important;border-top-style: solid !important;border-bottom-color: #dddddd !important;border-bottom-style: solid !important;border-radius: 3px !important;}&#8221;]<strong style=\"color: #ed6600;\">BCBS PPO Plan<br \/>\n<\/strong>This plan is paired with a <strong><a href=\"\/benefits\/wp-content\/uploads\/sites\/14\/2025\/02\/BCBS_HRA_FAQ.pdf\" target=\"_blank\" rel=\"noopener\">Health Reimbursement Account (HRA)<\/a><\/strong>. This plan consists of copays for services, as well as deductible expenses.[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Both plans are PPO plans, meaning you can see any provider of your choosing, in or out of network and they will be covered. Keep in mind, staying in network offers better coverage and lower out-of-pocket costs. In addition, both plans have a $5,000 per individual and $10,000 employee + 1 and Family deductible, but they both provide options to help offset the deductible.<\/p>\n<p><em>Review the linked Plan Documents &amp; Summaries to learn more.<\/em>[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;][vc_btn title=&#8221;VISIT BLUE CROSS BLUE SHIELD FOR MORE INFO&#8221; style=&#8221;flat&#8221; size=&#8221;sm&#8221; align=&#8221;left&#8221; css_animation=&#8221;fadeInUp&#8221; link=&#8221;url:https%3A%2F%2Fwww.bluecrossma.org%2F|target:_blank|rel:nofollow&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1608930503790{padding-top: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1608952912401{padding-top: 0px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;border-radius: 3px !important;}&#8221;]<img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-6236\" src=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/bcbs_logo2-300x47.png\" alt=\"BCBS Logo\" width=\"191\" height=\"30\" srcset=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/bcbs_logo2-300x47.png 300w, https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/bcbs_logo2.png 542w\" sizes=\"auto, (max-width: 191px) 100vw, 191px\" \/>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1608339959332{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Eligibility<\/h3>\n<p class=\"sidebar-sm-text\">All employees who work 30 or more hours per week.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1610067741463{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Enrollment<\/h3>\n<p class=\"sidebar-sm-text\">You are eligible to enroll as a new hire, subsequently during the annual open enrollment period, or if you have a life event.<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1675363395228{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">ODYSSEY-SPECIFIC RESOURCES<\/h3>\n<p class=\"sidebar-sm-text\"><strong>BCBS Group Policy Numbers:<\/strong><br \/>\nBCBS Saver Group Number: 2370522<br \/>\nBCBS PPO Group Number: 2328398<\/p>\n<p class=\"sidebar-sm-text\"><strong>CVS Caremark (for Prescriptions):<\/strong><br \/>\nRX bin 004336<br \/>\nPCN ADV<br \/>\nGroup RX22MA<\/p>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text css=&#8221;.vc_custom_1682949120158{padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;background-color: #f7f7f7 !important;border-radius: 3px !important;}&#8221;]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px;\">Plan Documents &amp; Summaries<\/h3>\n<p class=\"sidebar-sm-text\"><a href=\"#modal-docs_bcbs\" target=\"_blank\" rel=\"noopener noreferrer\">Click to View \/ Download all Documents<\/a><\/p>\n<p class=\"sidebar-sm-text\" style=\"margin-top: -10px;\"><a href=\"\/benefits\/wp-content\/uploads\/sites\/14\/2023\/04\/BCBS_COVID-19_COVERAGE_CHANGE_04212023.pdf\" target=\"_blank\" rel=\"noopener\">BCBS Covid-19 Coverage Addendum (April 21, 2023)<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;20px&#8221; bottom=&#8221;3px&#8221;][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_tooltip placement=&#8221;top&#8221; title=&#8221;BENEFITS CONTACT INFO&#8221; popover_content=&#8221;Email: benefits@odysseyconsult.com&#8221;][vc_column_text]<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6166\" src=\"\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o-300x154.png\" alt=\"Ask HR Icon\" width=\"175\" height=\"90\" srcset=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o-300x154.png 300w, https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2020\/12\/askhr_footer_o.png 390w\" sizes=\"auto, (max-width: 175px) 100vw, 175px\" \/>[\/vc_column_text][\/vc_tooltip][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row top=&#8221;10px&#8221; bottom=&#8221;10px&#8221; bg_color=&#8221;#f4f4f4&#8243;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][vc_modal id=&#8221;docs_bcbs&#8221;][vc_column_text]<\/p>\n<h3 style=\"color: #36353c; font-size: 30px; margin-bottom: 1em;\">Medical Insurance Plan Documents &amp; Summaries<\/h3>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2023\/10\/BCBSMA-Program-Handout-2023web.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BCBSMA Program Handout<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2025\/07\/BCBS-Saver-PPO-SPD-002370522_07242025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BCBS Blue Care Elect 5000 Summary of Benefits<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2025\/07\/BCBS-Saver-PPO-SPD-002370522_07242025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BCBS Blue Care Elect 5000 Summary of Benefits &amp; Coverage<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2025\/07\/BCBS-Saver-PPO-SPD-002370522_07242025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BCBS Blue Care Elect Saver Summary of Benefits<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2025\/07\/BCBS-Saver-PPO-SPD-002370522_07242025.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BCBS Blue Care Elect Saver Summary of Benefits &amp; Coverage<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/benefits\/wp-content\/uploads\/sites\/14\/2023\/04\/BCBS_COVID-19_COVERAGE_CHANGE_04212023.pdf\" target=\"_blank\" rel=\"noopener\">BCBS Covid-19 Coverage Addendum (April 21, 2023)<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/benefits\/wp-content\/uploads\/sites\/14\/2025\/02\/BCBS_HRA_FAQ.pdf\" target=\"_blank\" rel=\"noopener\">BCBS Health Reimbursement Account FAQs (July 25, 2023)<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"\/wp-content\/uploads\/sites\/14\/2026\/03\/FINAL-Odyssey-Group-Health-Plan-SPD-3-2025-002.pdf\" target=\"_blank\" rel=\"noopener\">Group Healthcare SPD Document<\/a><\/p>\n<p class=\"sidebar-sm-text\"><a href=\"https:\/\/odysseyconsult.com\/benefits\/wp-content\/uploads\/sites\/14\/2026\/03\/FINAL-Odyssey-Group-Health-Plan-Document-3-2025-002.pdf\" target=\"_blank\" rel=\"noopener\">Group Healthcare Wrap Document<\/a><\/p>\n<p>[\/vc_column_text][\/vc_modal][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Medical Insurance [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;0px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plans [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical insurance covers you when and if you and \/ or a covered member of your family is sick or injured. To help you stay healthy, medical insurance also covers:[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_row_inner top=&#8221;0px&#8221; bottom=&#8221;0px&#8221; el_class=&#8221;fifteen-fix&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text] Preventative care Doctors\u2019 visits Prescription medications [\/vc_column_text][\/vc_column_inner][vc_column_inner&#8230;  <\/p>\n<div class=\"read-more\"><a class=\"excerpt-read-more\" href=\"https:\/\/odysseyconsult.com\/benefits\/medical-insurance\/\" title=\"Continue reading Medical Insurance\">Read more<i class=\"fa fa-angle-right\"><\/i><\/a><\/div>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-full-width.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-5726","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Medical Insurance - Odyssey Employee Benefits<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Medical Insurance - Odyssey Employee Benefits\" \/>\n<meta property=\"og:description\" content=\"[vc_row top=&#8221;120px&#8221; content_fadeout=&#8221;content-fadeout&#8221; font_weight=&#8221;normal&#8221; textalign=&#8221;left&#8221; bg_type=&#8221;image&#8221; bg_cover=&#8221;cover&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_position=&#8221;Center top&#8221; slope_bottom=&#8221;slope-bottom&#8221; slope_bottom_height=&#8221;60px&#8221; slope_height_mobile=&#8221;30px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#ffffff&#8221; bg_color=&#8221;#234466&#8243; slope_bottom_color=&#8221;#ffffff&#8221; bg_image=&#8221;6358&#8243;][vc_column][vc_column_text] Medical Insurance [\/vc_column_text][\/vc_column][\/vc_row][vc_row top=&#8221;40px&#8221; bottom=&#8221;0px&#8221; row_seperator=&#8221;no-seperator&#8221; font_color=&#8221;#696969&#8243;][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1607398623487{padding-right: 40px !important;}&#8221;][vc_column_text] About the Plans [\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]Medical insurance covers you when and if you and \/ or a covered member of your family is sick or injured. To help you stay healthy, medical insurance also covers:[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][vc_row_inner top=&#8221;0px&#8221; bottom=&#8221;0px&#8221; el_class=&#8221;fifteen-fix&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text] Preventative care Doctors\u2019 visits Prescription medications [\/vc_column_text][\/vc_column_inner][vc_column_inner... 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